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Financing Your New Baby Lock Machine

Synchrony Financing

Shop and take your machine home today!

Synchrony Sewing & More Financing CardWith our Urban Spools Sewing & More credit card, you have access to 0% interest financing and access to great benefits.*

  • Convenient monthly payments online or by mail
  • 24/7 access to view your balance and schedule payments
  • Easy to use credit card for future purchases
  • Access to cardholder-only special offers such as extended financing offers

12 Months Promotional Financing Every Day*
On in-store purchases of $1,000 or more made
with the Urban Spools Sewing & More credit card.


Capture that deal with easy monthly payments!

Layaway is a perfect way to take advantage of our special offers and pay over time with no credit approval needed.

We offer layaway terms up to 12 months. Your deposits paid are non-refundable and will remain until the purchase price is paid in full, at which time you receive your machine.

Please see a store associate for more information. 

Frequently Asked Questions

What is the Urban Spools Credit Card?
Urban Spools offers Customers a credit card through Synchrony Bank with a revolving credit line for use at Urban Spools locations.*

How do I get an Urban Spools credit card?
You can apply for an Urban Spools Sewing & More Credit Card online and at our shop.

Where do I check the status of my Urban Spools Credit Card account?
To check the status of your Urban Spools Credit Card, click Manage My Account link to Synchrony Financial website. After logging into your account, you will be able to:
  • Make a payment
  • View your balance
  • Update your account information
  • Schedule up to 12 payments in advance

How can I make a payment on my Urban Spools credit card?
Urban Spools offers three convenient ways to pay your Urban Spools Credit Card bill.
  • Pay online: Click here to manage your account and make payments online.
  • Pay by phone: Contact Synchrony Bank Customer Service at 1-866-396-8254 during the hours listed below to make a payment by phone.
    • Mon - Fri: 7:30 am to 12:00 midnight EST
    • Sat: 10:00 am to 7:00 pm EST
    • Sun: closed
  • Pay by mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.
    Synchrony Bank
    PO Box 960061
    Orlando, FL 32896-0061

* Subject to credit approval. Minimum monthly payments required. See store or click here for details. We reserve the right to alter or discontinue these offers at any time.